Instant Payment

Please make sure to contact Gini customer support to enable this feature on our platform.

We highly recommend having a QA session with Gini before releasing the Instant Payment feature to your customers.

With the instant payment feature, users who check the "Instant Payment" checkbox on the RemSlip or scan a QR code that contains instant payment information will see that instant payment is checked in their banking app as the default method for that transaction.

To indicate that Instant Payment is the preferred payment method in the EPC QR code, replace SCT with INST.

You will see the instant payment extraction inside specific extractions in the extractions: [String: Extraction] array of the AnalysisResult.

{
   "extractions":{
      "other-charges-addon":{
         "entity":"amount",
         "value":"6.49:EUR"
      },
      "paymentRecipient":{
         "entity":"companyname",
         "value":"KLARNA",
         "candidates":"paymentRecipients"
      },
      // instant payment extraction
      "instantPayment": {
	      "entity": "text",
	      "value": "true"
      },
      "amountToPay":{
         "entity":"amount",
         "value":"31.48:EUR",
         "candidates":"amounts"
      },
      "paymentReference":{
         "entity":"text",
         "value":"3941674010439",
         "box":{
            "top":12414.55,
            "left":3433.55,
            "width":3048.0,
            "height":151.0,
            "page":1
         }
     }
         ...
}

For more information about the document’s extractions, see the Gini Bank API’s documentation.

Transfer summary with instant payment information

After the user has reviewed and potentially corrected the extracted payment data, we recommend including the instant payment flag in the sendTransferSummary method to help us improve the accuracy of future extractions. For additional details, please refer to this page.